Can you really buy insurance on your own? Can you give yourself a physical? Can you clean your teeth the way a dentist might? The answer to all these questions is no. While you can buy insurance online, you may not be getting the best coverage or value for your money. Business and personal insurance decisions are some of your most important financial decisions. Having a licensed professional to help guide you through the process is important.
The safest way to secure the best possible coverage for yourself is to have an independent agent help you. The good news is that it does not cost you any more. An independent agent can help you understand what kind of insurance you may need and then provide you with a number of insurance options. Here is an example of what we mean. Restaurants are not like any other business; they have unique risks that require certain kinds of insurance to address these risks. A restaurant needs coverage like food spoilage, liquor liability and food poisoning coverage.
An independent agent does not represent just one insurer—they represent many. This gives you more options and buying power.
If You Are in the Market for a New Agent, You Might Consider These:
- Does the agent have experience in understanding my needs?
- Will the agent be willing to meet with me in person?
- Is the agent interested in developing a relationship?
- How will the agent help me when a claim occurs?
- Does the agent have the staff necessary to manage my account?
We are committed to providing clients with the highest quality insurance plans available combined with some of the lowest possible rates. Whether you are shopping for auto insurance, home insurance, life or business insurance, we can help you obtain the best coverage available with the lowest rate possible.
All of us at Louisiana Underwriters, LLC truly value the long-term relationship with our clients, and are proud to give families, individuals, and businesses the personal attention required when it matters most. When claims arise, we realize that it can be very stressful and will do everything possible to ensure timely and complete recovery.